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The Online Payday Loan is neither banking nor lending institution per se. The information you share on this website and with our consultants is used for the sole purpose of recommending apt financiers from our network based on your personal requirement and credit ratings. We will not send you any promotional or marketing related material. Your document submission does not automatically construe an approval. However, your paperwork will be scrutinized by the lenders during the approval process, if qualified. No fee or surcharge is levied for this service. However, you acknowledge that we will share information pertaining to financiers within our business network so that you can interact with the lenders directly as we do not represent you in any financial matters or transactions with the lenders. By using this website and our services, you consent to the terms, conditions, and policies. Also, we would like you to be cognizant of the fact that moneylenders from our network may not offer their service to certain states. Finally, we strongly recommend that you acquaint yourself with our privacy procedures and other disclaimers before using our services.